Credit Score Archive

The Consumer Financial Protection Bureau reported recently that nearly half of all homebuyers chose not to shop around for their mortgage. Homeowners are cautioned not to neglect shopping for the best mortgage deal. Savvy buyers …

It surprises many drivers when they find out that their insurance rates are impacted by credit worthiness. According to a study by Conning and Company, over 90% of automotive insurances providers use credit-scoring models. They …

If you’ve recently purchased a home, then you know that it’s a very significant financial commitment. Even a small home usually cost more than a homebuyer has lying around and requires a loan. If you …

There are several factors that affect credit health. A credit report includes a historical account of payment history and current debt. A credit score is calculated using points from these two categories. The total picture …

The New Year presents a new opportunity to wrangle your personal finances. Saving money without a budget is like building a house without blueprints. Generating the most gains in your savings account will require discipline …